Privacy Policy

Privacy Policy

Last Updated: November 10, 2025

1. Introduction

DNVR Group (“we,” “our,” “us”) respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website, apply for funding, or otherwise interact with DNVR Group.

By using our website or services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We may collect both personal and business information, including but not limited to:

  • Contact Information: Name, phone number, email address, mailing address.
  • Business Information: Business name, EIN, revenue, bank statements, ownership details, and other documentation for underwriting.
  • Financial Information: Bank account details, credit data, and transaction history.
  • Device & Usage Data: IP address, browser type, operating system, and website interaction analytics.

We may also receive data from third parties, including credit bureaus such as Experian, to assist with underwriting, identity verification, and risk assessment.

3. How We Use Information

DNVR Group uses collected information to:

  • Evaluate funding and credit applications.
  • Verify identity and business legitimacy.
  • Assess creditworthiness and risk for financing purposes.
  • Communicate updates, approvals, and service notifications.
  • Maintain records for compliance and audit purposes.
  • Improve our internal systems, client experience, and lender reporting.

We do not sell, rent, or trade client information to third parties.

4. Sharing of Information

We may share information only with trusted third parties who assist us in operating our business, such as:

  • Credit bureaus (Experian, Equifax, TransUnion) for verification.
  • Underwriting and funding partners.
  • Licensed lenders and financial institutions in our network.
  • Service providers that help with compliance, technology, or document processing.

All partners and vendors are required to maintain the confidentiality and security of your information.

5. Data Security

DNVR Group employs industry-standard physical, electronic, and administrative safeguards to protect sensitive data, including:

  • Encrypted data storage and secure connections (SSL/TLS).
  • Password-protected internal systems and restricted staff access.
  • Secure document transfer portals.
  • Routine compliance and data-handling reviews.

6. Consumer and Commercial Credit Data

As part of our underwriting process, DNVR Group may access consumer or business credit reports through licensed credit bureaus, such as Experian. This is done only for legitimate business purposes under the Fair Credit Reporting Act (FCRA) and related regulations.

Applicants may request a copy of their report or dispute inaccurate information by contacting the credit bureau directly.

7. Your Rights and Choices

You may:

  • Request access, correction, or deletion of your information.
  • Opt out of marketing communications at any time.
  • Request clarification on how your data is being used.

To exercise these rights, contact us at privacy@dnvrgroup.com.

8. Retention of Information

We retain your information only as long as necessary to fulfill our contractual and legal obligations, resolve disputes, and maintain compliance with applicable regulations.

9. Compliance and Permissible Use

DNVR Group complies with all applicable federal and state laws, including:

  • Fair Credit Reporting Act (FCRA)
  • Gramm-Leach-Bliley Act (GLBA)
  • Equal Credit Opportunity Act (ECOA)
  • CAN-SPAM Act

We access credit data only for legitimate business purposes related to financing, lending, and underwriting.

10. Contact Information

If you have questions about this Privacy Policy or how we handle your data, please contact:

DNVR Group
Email: info@dnvrgroup.com
Phone: (424) 622-8553

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